Using the Earnings Calculator
Understand platform fees, GST, TCS, and your actual take-home earnings before you set your price.
The Earnings Calculator helps you figure out exactly how much you'll earn on every sale — after GST, platform fees, payment gateway charges, and TCS deductions. Use it before setting your product price to ensure you're profitable.
Where to Find It
Go to Dashboard → Calculator in the sidebar. The calculator is also shown on your product creation page for quick reference.
How to Use It
- 1Enter the Selling Price — the price a buyer pays for your product.
- 2Select the GST Rate — choose from 0%, 3%, 5%, 12%, 18%, or 28% depending on your product category.
- 3Enter your Product Cost — what you spend to source or manufacture the product.
- 4Enter Shipping Cost — your estimated courier cost per order.
- 5Select the Delivery State — IGST applies for inter-state, CGST+SGST for intra-state (Gujarat) orders.
Understanding the Results
| Field | What It Means |
|---|---|
| Taxable Value | Selling price minus GST (price ÷ (1 + GST rate)) |
| GST Breakdown | CGST + SGST for same-state, or IGST for inter-state delivery |
| TCS Deduction | 0.5% of taxable value — deducted by the platform, claimable in your GST filing |
| Payment Gateway Fee | ~2% of product price + 18% GST on the fee — charged by Razorpay (deducted from payout for online orders) |
| Gross Payout | Product price minus gateway fee, shipping, and TCS |
| Actual Earnings | Gross payout minus GST component (what you actually receive) |
| Net Profit | Actual earnings minus your product cost and shipping cost |
| Profit Margin | Net profit as a percentage of the selling price |
Example Calculation
Suppose you sell a product for ₹999 at 12% GST, your cost is ₹400, and shipping is ₹80. Here's the rough breakdown:
- Taxable Value: ₹999 ÷ 1.12 = ₹892
- GST: ₹107 (CGST ₹53.5 + SGST ₹53.5 for intra-state)
- TCS: ₹892 × 0.5% = ₹4.46
- Gateway Fee: ₹999 × 2% = ₹19.98 + ₹3.60 GST = ₹23.58
- Gross Payout: ₹999 − ₹23.58 − ₹4.46 = ₹970.96
- Actual Earnings: ₹970.96 − ₹107 GST = ₹863.96
- Net Profit: ₹863.96 − ₹400 − ₹80 = ₹383.96
- Profit Margin: 38.4%
The calculator updates in real-time as you type. Try different price points to find the sweet spot between competitive pricing and healthy margins.
Why Different States Show Different Numbers
destin.bio is registered in Gujarat. When a buyer orders from within Gujarat, GST is split into CGST (Central) + SGST (State). For buyers in any other state, the full GST is charged as IGST (Integrated). The total amount is the same — only the split changes. This affects how you file but not how much you earn.
Pricing Tips
- Always account for shipping in your product cost — don't let it eat into your margin.
- If your profit margin is below 20%, consider raising your price or reducing sourcing cost.
- For COD orders, the payment gateway fee is ₹0 at checkout (Shiprocket handles COD collection), but the COD remittance fee is deducted separately.
- Use the calculator before every product launch to validate your price point.
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Questions about your shop? Check your dashboard or read more seller guides.